Webinars & Events White papers Blogs Case Studies Infographics Podcasts Videos Checklists

Blogs

FCA | Peruse our blogs for the latest, fresh perspective on navigating the maze of global regulations and upcoming milestones. This is your shortcut to staying ahead, packed with insights and expert tips from the forefront of GRC innovation.

Transition to T+1 Settlement in the UK & EU

corporate governance, FCA, oversight, risk management, ESMA, t+1

Time to read: 4 minutes TL:DR - Moving from T+2 to T+1 means trades settle one business day after execution. The UK and EU have a target implementation date of October 2027. The settlement lifecycle will be reduced by one business day meaning processes must become...

UK: 2025 Regulatory Changes & 2026 Outlook

FCA, ESG, innovation, PRA, digital assets, Bank of England, AML

Time to read: 4 minutes TL:DR - The 9th UK Regulatory Initiatives Grid (Dec 2025) set out 124 live initiatives (13% fewer than the previous edition) and 45 joint initiatives across FCA, BoE, PRA and others. Key themes include financial stability, innovation, consumer...

FCA's PS25/12: Strengthening Safeguarding for E-Money and Payment Firms

FCA, CASS, UK, e money, payment firms, safeguarding

TheFCA’s latest policy statementsets out enhanced expectations for safeguarding customer funds. These new obligations, effective from May 2026, are designed to strengthen consumer protection and improve operational resilience across the sector.

Finfluencers Under Fire: Global Clean-Up of Rogue Financial Promotions

third parties, FCA, due diligence, financial promotions

"Increasing numbers of young people are falling victim to scams, and finfluencers can often play a part" (FCA, Oct 2024) In recent years, we have seen the FCA highlight the risk posed by finfluencers, which is illustrated by the regulatory action taken against this...

What lies ahead for Financial Services?

FCA, Regulatory initiative grid, regulatory strategy, SM&CR, Product Governance

The 8th edition of the Regulatory Initiatives Grid (Grid) was published in April 2025. It sets out more than 90 ongoing or upcoming policy and regulatory actions over the next 24 months affecting UK firms. The Grid signals a deeper regulatory intent to recalibrate UK...

Complaints in a Changing World

FCA, FOS, Consumer Duty

Consumers today expect much more from financial services firms than just a basic transactional efficiency.

FCA Establishes Regional Presence in the USA and APAC

FCA, innovation, competition, global standards

UK regulator establishes footing in USA and APAC The FCA has announced the appointment of two regulatory representatives establishing its presence in the USA and APAC regions. Why is this necessary? How will help the UK? Establishing two regional offices aim to...

It's time we discussed Pension Dashboards

third parties, FCA, pensions, oversight, risk management, audit trail, data sharing, pensiondashboards, MaPS, TPR

Whether you work in the pensions sector, or not, everyone needs to understand what Pension Dashboards are, and what it means for you personally. With the draft Pension Dashboard Regulations 2022 published earlier in 2022, we now see a large scale collaboration between...

What type of complaint currently has the highest FOS upheld rate?

systems and controls, FCA, breach management, complaints, issues, insurance, FOS, scam

The FCA’s Sarah Pritchard (Executive Director, Markets), recently delivered a speech announcing the FCA’s intention to undertake a review of the investment advice rules. Whilst the industry might welcome this review, how does this relate to the FOS? The FOS published...

Financial Services and Markets Bill brings broader remit for regulators

FCA, FRF Review, regulatory strategy, PRA, regulatory change management, FSM Bill

The Financial Regulatory Framework (FRF) Review provided the UK with the perfect opportunity to examine our regulatory framework following Brexit. Two consultation papers were issued, and the UK Government’s response was published. FRF Review: The FRF Review outlined...

Regulatory Initiatives Forum Update

FCA, Regulatory initiative grid, operational resilience, appointed representatives

The Financial Services Regulatory Initiatives Forum published its latest update in May. The Regulatory Initiatives Grid (Grid) highlights what is in the pipeline for the FS industry over the next 24 months. Our earlier blogs explained the purpose of the Regulatory...

Prevent bribery occurring on your watch

systems and controls, compliance, FCA, bribery, monitoring, audit

The Bribery Act 2010 updated former outdated legislation. The Act explains bribery & sets out various offences under the Act: Being bribed Bribing foreign public officials Failing to prevent bribery Making facilitation payments The Act defines Bribery as an act...

See the Ruleguard platform in action

Blogs