PRA 2026 Regulatory Priorities: Are You Ready?
For UK financial services firms
The Prudential Regulation Authority’s 2026 supervisory priorities signal a clear shift for UK financial services firms from banks and building societies to investment firms, asset and wealth managers, brokers, and fintechs.
The PRA is sharpening its focus on:
- Governance, risk management, and controls
- Operational and financial resilience
- Data quality, reporting integrity, and model risk
- Safe adoption of AI and innovation
- Stronger supervisory engagement and evidence-based oversight
Firms are expected not just to have frameworks, but to prove they work in practice, under stress, and across interconnected risks.
To help you prepare, we’ve created a practical 2026 Regulatory Readiness Checklist aligned directly to the PRA’s published priorities, designed to help UK deposit takers and regulated firms identify gaps, prioritise actions, and be ready before supervisors ask.
