accountability,
corporate governance,
risk management,
AI
The Institute of Directors' survey reports five stand out brakes on AI adoption: Skills gaps (29%), costs (25%), data protection and security risks (23%), governance/ethical concerns (21%), and explainability and black-box issues (20%). Many leaders want ‘clear,...
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FCA,
CASS,
UK,
e money,
payment firms,
safeguarding
TheFCA’s latest policy statementsets out enhanced expectations for safeguarding customer funds. These new obligations, effective from May 2026, are designed to strengthen consumer protection and improve operational resilience across the sector.
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oversight,
regulatory strategy,
funds,
Ireland,
UK
Over the past few years, one of Ruleguard’s top priorities is helping clients across the fund ecosystem overhaul how they manage oversight. Delegation is at the heart of the funds industry, and with that comes the responsibility to govern and oversee critical third...
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corporate governance,
remuneration,
conflicts,
complaints,
regulatory updates
The Supreme Court ruled that certain commission arrangements between car dealers and lenders created an unfair relationship under Section 140A of the Consumer Credit Act 1974. This followed years of complaints about discretionary commission arrangements (DCAs), where...
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accountability,
innovation,
regulatory strategy,
SM&CR,
regulatory updates,
UK
“The SM&CR has driven up standards in financial services. But we want to boost competitiveness, and support growth, by streamlining the regime while preserving its benefits.” — FCA CP25/21
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innovation,
regulatory strategy,
SM&CR
“We are rewiring the UK’s financial system to unlock investment, drive innovation, and create skilled jobs across the country.” — Chancellor Rachel Reeves, Mansion House Speech 2025
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governance,
accountability,
compliance,
risk management,
GRC,
Compliance Monitoring
Why Inaction Is No Longer an Option in GRC & RegTech In financial services, GRC and RegTech play a central role in building operational resilience, maintaining stakeholder trust, and meeting regulatory expectations. Yet, many organisations continue to rely on manual,...
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governance,
accountability,
SM&CR,
Consumer Duty,
GRC,
financial crime
"Good strategy, like good nutrition, is all about balance. The right elements, working together, to support long-term health." (Emily Shepperd, FCA's COO, June 2024)
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third parties,
FCA,
due diligence,
financial promotions
"Increasing numbers of young people are falling victim to scams, and finfluencers can often play a part" (FCA, Oct 2024) In recent years, we have seen the FCA highlight the risk posed by finfluencers, which is illustrated by the regulatory action taken against this...
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FCA,
Regulatory initiative grid,
regulatory strategy,
SM&CR,
Product Governance
The 8th edition of the Regulatory Initiatives Grid (Grid) was published in April 2025. It sets out more than 90 ongoing or upcoming policy and regulatory actions over the next 24 months affecting UK firms. The Grid signals a deeper regulatory intent to recalibrate UK...
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operational resilience,
SM&CR,
third party risk
In a recent blog, the UK’s FCA strikes a frank and open tone: operational resilience is not a box-ticking exercise. This is a message that has been sent before, and we hear it again in this blog issued on 15th April 2025. Operational resilience is business critical....
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FCA,
FOS,
Consumer Duty
Consumers today expect much more from financial services firms than just a basic transactional efficiency.
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