Blogs

Legal Clarity, Regulatory Complexity: The Motor Finance Challenge

corporate governance, remuneration, conflicts, complaints, regulatory updates

The Supreme Court ruled that certain commission arrangements between car dealers and lenders created an unfair relationship under Section 140A of the Consumer Credit Act 1974. This followed years of complaints about discretionary commission arrangements (DCAs), where...

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Why Managing Conflicts should still be on your agenda!

wealthmanagement, consumerduty, compliance, corporate governance, risk management, conflicts, SM&CR

Conflicts of interest is a subject matter that should be relatively easy to understand and as such, straightforward when it comes to compliance. Why then do we hear of senior managers who have failed to declare a potential conflict or to recuse themselves from related...

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MiFID II Quick Fixes

FCA, disclosures, conflicts, transparency, RTS28, inducements, communications, RTS27, ESMA, research, MIFID II, best execution

The FCA’s policy ( PS21/20 ) outlined its changes to COBS research rules as well as the removal of the best execution reporting in RTS 27 and RTS 28. These changes are part of a wider review of the Capital Markets by the FCA and HM Treasury. The Government wishes to...

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