Blogs

UK: 2025 Regulatory Changes & 2026 Outlook

FCA, ESG, innovation, PRA, digital assets, Bank of England, AML

Time to read: 4 minutes TL:DR - The 9th UK Regulatory Initiatives Grid (Dec 2025) set out 124 live initiatives (13% fewer than the previous edition) and 45 joint initiatives across FCA, BoE, PRA and others. Key themes include financial stability, innovation, consumer...

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PRA 2026: Priorities for UK Deposit Takers

governance, risk management, operational resilience, PRA, data, Banking

Time to read: 4 minutes TL:DR - The PRA’s 2026 priorities stress the need for stronger risk management, enhanced governance, improved operational and financial resilience, and better data quality across UK deposit‑takers. Firms must refine controls, strengthen...

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Balancing Innovation, Resilience & Competition

innovation, risk management, operational resilience, PRA, cryptoassets, AI, UK, Bank of England

"Innovation can… [help make] the financial system stronger and more resilient. For example, via the use of third-party services, including cloud-based ones, to replace inefficient legacy in-house systems and processes with more resilient and flexible ones." Bank of...

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Financial Services and Markets Bill brings broader remit for regulators

FCA, FRF Review, regulatory strategy, PRA, regulatory change management, FSM Bill

The Financial Regulatory Framework (FRF) Review provided the UK with the perfect opportunity to examine our regulatory framework following Brexit. Two consultation papers were issued, and the UK Government’s response was published. FRF Review: The FRF Review outlined...

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Cryptoassets: Why be concerned?

assessments, FCA, risk management, PRA, ESA, digital assets, cryptoassets

In recent years, the term cryptoassets has slowly crept into our vocabulary. It’s a hot topic for debate and in the past few weeks, we’ve seen various countries and regions issuing guidance and warnings to both regulated firms and the public. What are cryptoassets?...

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